Coverbyahook.com has established these basic rules and regulations to protect our clientele and our business.�

• All phone calls are recorded into our system. In the event of a dispute on a wager or any issue, all parties agree to be bound by the recording.
• Any attempt to defraud Coverbyahook.com by any player or member will have their account terminated immediately without any legal responsibility against Coverbyahook.com
• All rules and regulations or policies are subject to change at management�s discretion without prior notice.
• Coverbyahook.com reserves the right to terminate any player or account of any member at any time. Any unused portion of the deposit will be reimbursed to the member.
• Each client is required to identify himself by his/her account number and password on each call to the Coverbyahook.com Staff to access any information.
• You must be at least 21 years of age to join Coverbyahook.com.
• Management reserves the right to refuse any bet, from anyone, at any time.
• All client information given to Coverbyahook.com will be kept confidential. Please refer to our Privacy Policy and Visitor Agreement for more information.
• Coverbyahook.com is not held responsible for clients who disclose their password and account number to other parties.
• We recommend members to please review and/or print a copy of these rules and regulations along with our Privacy Policy and Visitor Agreement in order to avoid misconceptions and discussions at a later time and keep them at an easily accessible place.
• If you are totally dissatisfied with the service you have received, we will consider your case and refunds of any unused portion of your deposit will be at management�s discretion.
• �It is recommended you may only participate in any gambling events if it is legal for you to do so according to the laws that apply in the jurisdiction from where you are connecting or calling. You must understand and accept that we are unable to provide you any legal advice or assurances.
• Coverbyahook.com is fully licensed and bonded provider in Costa Rica.
• By starting an account or initiating business with Coverbyahook.com you are agreeing and are subject to these rules and regulations.

Sport Wagering Rules

1. All sporting events must be played on the date unless otherwise specified. If an event is postponed and/or rescheduled, that event will automatically constitute "no action", which means all money for that event will be refunded. Exception: Wagers on NASCAR, Tennis, Soccer and Golf events remain active for up to 1 week after the scheduled start date.
2. There will be no refunds; changing of plays or switching teams after an official wager has been placed.
3. After the telephone wager is made, the respective clerk will then repeat the information back to the player, this is called a "read back". During that conversation, if the bets and amounts are correct, the player will say, "That�s correct", and will repeat the assigned account number and password. Without a read back bets are not official.
4. All phone calls will be recorded. In the event of a dispute all parties agree to be bound by the recording.
5. When wagering on the Internet all players are strongly urged to print a hard copy of their pending plays. This print out will include a ticket number for all wagers. The ticket number is binding to all parties and is the only evidence used to settle disputes. No claims will be investigated with out a hard copy of the pending plays information.
6. Coverbyahook.com reserves the right to delete, refuse or limit any wager, whether a win, loss or draw. If there is evidence of an obvious line error, past posted play or exceeding the dollar amount of the wagering limits, offenders will be held responsible. Further measures will be taken if this occurs on several occasions.
7. The winner of a wager is determined by the official result of the game or event.
8. Wagers on totals include overtime periods.
9. Wagers on halftimes include overtime periods.
10. Minimum and maximum wagers are subject to change.
11. All payoff odds are calculated on the odds in effect at the time of the wager.
12. Our rules rarely change, but occasionally conditions dictate that certain rules must be modified. These rule changes are noted on our website immediately.
13. Coverbyahook.com offers lines on almost every important event around the world including lines on sports and events such as NASCAR, Tennis, Golf, etc. Also, we offer 1 st and 2 nd Halves wagers on all Basketball and Football games. Wagers of this nature are considered "props" at Coverbyahook.com and offered in addition to our normal wagering menu. Rules and restrictions on these and any bets are at management�s discretion and may also be monitored by the agent through our agent software interface.� It is the agents responsibility to create the specs on the min/max amount per game, per wager etc.. on each of his players account.

General Football Wagering Regulations

• A game must go at least 55 minutes for 2nd half and game wagers to be official.
• The 1st Half must be completed for applicable wagers to be considered action.
• Overtime is included in the full game and 2nd half totals, sides or propositions, except 4th quarter propositions.
• Las Vegas rules apply to any situation not outlined here.

General Basketball Wagering Regulations

• A game must go at least 43 minutes in NBA and 35 for WNBA and NCAA for game wagers to be official
• The 1st Half must be completed and the 2nd half must have no more than 5 minutes left for applicable
  wagers to be considered action
• Overtime is included in the full game and 2nd half totals, sides or propositions, except 4th quarter propositions
• Las Vegas rules apply to any situation not outlined here

General Baseball Wagering Regulations

• Games involved in Money-line wagers must go at least 5 innings
  (4.5 if the home team is ahead) to be considered action.
• Run line and total wagers must go 9 innings (8.5 if the home team is ahead)
  and are always listed pitchers.
• 1st half wagers must go 5 full innings and are always listed pitchers.
• Wagers on suspended games do not carry over into the next day.
• Las Vegas rules apply to any situation not defined here.

General Hockey Wagering Regulations

• The game becomes official (action) after 55 minutes of play.
• Goals scored during overtime are included for wagers on the game,

If a game requires a shoot-out to determine the winner, One goal will be awarded to the winner for the final score (regardless of how many goals scored in the shoot-out) which will be recognized for the total goals scored as well as the winning team.